Modeling the Budgetary Costs of FHA's Single Family Mortgage Insurance:...
September 11, 2014By Francesca Castelli, Damien Moore, Gabriel Ehrlich, and Jeffrey PerryThis paper presents the simulation model that CBO uses to project the budgetary costs of the Federal Housing...
View ArticleH.R. 4042, Community Bank Mortgage Servicing Asset Capital Requirements Study...
As ordered reported by the House Committee on Financial Services on July 30, 2014
View ArticleH.R. 5148, Access to Affordable Mortgages Act of 2014
As ordered reported by the House Committee on Financial Services on July 30, 2014
View ArticleModeling the Budgetary Cost of FHA's Single Family Mortgage Insurance
September 16, 2014Presentation by Francesca Castelli, formerly of CBO; Gabriel Ehrlich, Damien Moore, and Jeffrey Perry, all of CBO, at Massachusetts Institute of TechnologyModeling the Budgetary Cost...
View ArticleH.R. 4387, FSOC Transparency and Accountability Act
As ordered reported by the House Committee on Financial Services on June 20, 2014
View ArticleBudgetary Estimates for the Single-Family Mortgage Guarantee Program of the...
September 23, 2014Loan guarantees made in the Federal Housing Administration's (FHA's) guarantee program for single-family mortgages from 1992 to 2013 are now projected to generate small costs over...
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Federal Reinsurance for Terrorism Risk: An Update
January 6, 2015The federal program that provides insurance against the risk of terrorism expired at the end of 2014. Without such a program, taxpayers will face less financial risk, but some businesses...
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Report on the Troubled Asset Relief Program—March 2015
March 18, 2015In October 2008, the Emergency Economic Stabilization Act of 2008 (Division A of Public Law 110-343) established the Troubled Asset Relief Program (TARP) to enable the Department of the...
View ArticleFederal Reinsurance for Terrorism Risk in 2015 and Beyond: Working Paper 2015-04
June 10, 2015By David Torregrosa, Perry Beider, and Susan Willie (all of CBO)The reauthorization of the federal government’s terrorism risk insurance program in January 2015 helps ensure that private...
View ArticleDo Large-Scale Refinancing Programs Reduce Mortgage Defaults? Evidence From a...
October 8, 2015By Gabriel Ehrlich (formerly an employee of CBO) and Jeffrey Perry (CBO)In 2012, the Federal Housing Administration (FHA) reduced fees to refinance FHA-insured mortgages obtained...
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